International Personal Finance Plc IPF
Dividend Summary
The next International Personal Finance Plc dividend is expected to go ex in 8 months and to be paid in 9 months.
The previous International Personal Finance Plc dividend was 4.6p and it went ex over 1 year ago and it was paid over 1 year ago.
There is typically 1 dividend per year (excluding specials), and the dividend cover is approximately 2.3.
Latest Dividends
| Summary | Previous dividend | Next dividend |
|---|---|---|
| Status | Paid | Forecast |
| Type | Interim | Interim |
| Per share | 4.6p | Sign Up Required |
| Declaration date | 31 Jul 2019 (Wed) | 28 Jul 2021 (Wed) |
| Ex-div date | 05 Sep 2019 (Thu) | 09 Sep 2021 (Thu) |
| Pay date | 04 Oct 2019 (Fri) | 08 Oct 2021 (Fri) |
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Previous Payment
£4.60
Paid on 04 Oct 2019 (Fri)
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The table below shows the full dividend history for International Personal Finance Plc
| Status | Type | Decl. date | Ex-div date | Pay date | Decl. Currency | Forecast amount | Decl. amount | Accuracy |
|---|---|---|---|---|---|---|---|---|
| Forecast | Final | 22 Feb 2023 | 06 Apr 2023 | 12 May 2023 | GBP | Sign up | — | |
| Forecast | Interim | 27 Jul 2022 | 08 Sep 2022 | 07 Oct 2022 | GBP | Sign up | — | |
| Forecast | Final | 23 Feb 2022 | 07 Apr 2022 | 13 May 2022 | GBP | Sign up | — | |
| Forecast | Interim | 28 Jul 2021 | 09 Sep 2021 | 08 Oct 2021 | GBP | Sign up | — | |
| Paid | Interim | 31 Jul 2019 | 05 Sep 2019 | 04 Oct 2019 | GBP | 4.6p | 4.6p | 😄 |
| Paid | Final | 27 Feb 2019 | 11 Apr 2019 | 10 May 2019 | GBP | 7.9p | 7.8p | 😃 |
| Paid | Interim | – | 06 Sep 2018 | 05 Oct 2018 | GBP | 4.7p | 4.6p | 😃 |
| Paid | Final | 01 Mar 2018 | 12 Apr 2018 | 11 May 2018 | GBP | 7.8p | 7.8p | 😄 |
| Paid | Interim | 26 Jul 2017 | 07 Sep 2017 | 06 Oct 2017 | GBP | 4.6p | 4.6p | 😄 |
| Paid | Final | 01 Mar 2017 | 13 Apr 2017 | 12 May 2017 | GBP | 8p | 7.8p | 😃 |
| Paid | Interim | 28 Jul 2016 | 01 Sep 2016 | 07 Oct 2016 | GBP | 4.8p | 4.6p | 😃 |
| Paid | Final | 23 Feb 2016 | 07 Apr 2016 | 13 May 2016 | GBP | — | 7.8p | |
| Paid | Interim | 29 Jul 2015 | 03 Sep 2015 | 02 Oct 2015 | GBP | — | 4.6p | |
| Paid | Final | 25 Feb 2015 | 09 Apr 2015 | 08 May 2015 | GBP | — | 7.8p | |
| Paid | Interim | 30 Jul 2014 | 03 Sep 2014 | 03 Oct 2014 | GBP | — | 4.2p | |
| Paid | Final | 26 Feb 2014 | 09 Apr 2014 | 09 May 2014 | GBP | — | 5.5p | |
| Paid | Interim | – | 04 Sep 2013 | 04 Oct 2013 | GBP | — | 3.8p | |
| Paid | Final | – | 20 Mar 2013 | 03 May 2013 | GBP | — | 4.5p | |
| Paid | Interim | – | 05 Sep 2012 | 05 Oct 2012 | GBP | — | 3.23p | |
| Paid | Interim | – | 07 Sep 2011 | 07 Oct 2011 | GBP | — | 3p | |
| Paid | Final | – | 13 Apr 2011 | 20 May 2011 | GBP | — | 3.74p | |
| Paid | Interim | – | 08 Sep 2010 | 08 Oct 2010 | GBP | — | 2.53p | |
| Paid | Final | – | 31 Dec 2009 | 31 Dec 2009 | GBP | — | 5.7p | |
| Paid | Final | – | 31 Dec 2008 | 31 Dec 2008 | GBP | — | 5.7p | |
| Paid | Final | – | 31 Dec 2007 | 31 Dec 2007 | GBP | — | 4.75p | |
| Paid | Final | – | 31 Dec 2006 | 31 Dec 2006 | GBP | — | 0p |
| Year | Amount | Change |
|---|---|---|
| 2006 | 0.0p | — |
| 2007 | 4.75p | 100% |
| 2008 | 5.7p | 20.0% |
| 2009 | 5.7p | 0% |
| 2010 | 6.27p | 10.0% |
| 2011 | 3.0p | -52.2% |
| 2012 | 7.73p | 157.7% |
| 2013 | 9.3p | 20.3% |
| 2014 | 12.0p | 29.0% |
| 2015 | 12.4p | 3.3% |
| 2016 | 12.4p | 0% |
| 2017 | 12.4p | 0% |
| 2018 | 12.4p | 0% |
| 2019 | 4.6p | -62.9% |
| 2020 | 0.0p | -100.0% |
| 2021 | Sign Up Required | |
| 2022 | Sign Up Required | |
International Personal Finance Plc Optimized Dividend Chart
The chart below shows the optimized dividends for this security over a rolling 12-month period.
- Dividend Yield Today
- 7.5%
- Optimized Yield
- Sign Up Required
- 52 Week High
- 28.2% on 30 March 2020
- 52 Week Low
- 5.2% on 04 December 2020
- Next Ex-Div-Date Countdown
- Sign Up Required
About International Personal Finance Plc
Credit lender International Personal Finance was established in 1997 as a division of Provident Financial. The unit was demerged in July 2007. It runs a lending business in eastern Europe and Mexico, with Poland, the Czech Republic, Hungary and Slovakia the largest and most established of its markets.
- Sector
- Financial Services
- Country
- United Kingdom
- Share Price
- £0.80 (yesterday's closing price)
- Shares in Issue
- 249 million
- Market Cap
- £199mn
- 2.3
- 0
- Market Indices
- CBOE 250, CBOE 350
- Financial Calendar URL
- Sign Up Required
- Home Page URL
- https://www.ipfin.co.uk/en/index.html
- Investor Relations URL
- Sign Up Required
- Dividend History URL
- Sign Up Required
International Personal Finance announce a maintained full-year dividend of 12.4p per share
International Personal Finance announce, subject to shareholder approval, a final dividend of 7.8 pence per share will be payable, which will bring the full-year dividend to 12.4 pence per share (2018: 12.4 pence per share). The final dividend will be paid on 11 May 2020 to shareholders on the register at the close of business on 14 April 2020. The shares will be marked ex-dividend on 9 April 2020.
Possible effects of the tax treatment of dividends from April 2016
The Telegraph online declared ‘Budget 2015 – Investors face tax raid on dividends’. Whilst this is true for those with large income portfolios, not everybody loses out and in fact those who do not currently invest in stocks and shares, there is now a tax incentive to do so.
International personal finance increases its 2014 interim dividend by 10.5%
Delivering profitable growth
Profit before tax and exceptional items increased 11% to £47.1M - a record half-year profit
Strong underlying growth in profit before tax and exceptional items of 32% (£13.5M) offset by new market investment of £4.8M and £3.9M from weaker FX rates
Effective credit quality management - impairment to revenue ratio in target range at 28.2%
Further improvement in cost-efficiency - cost-income ratio improved to 38.4%
Ø
Top-line growth increased
7% increase in customer numbers
Credit issued growth of 13%
Strong increase in revenue of 17%
Ø
Continuing geographic expansion in current markets delivering growth
Approaching national coverage in Lithuania and Bulgaria
Mexico City progressing well
Ø
New market entry into Spain: trading planned early 2015
Ø
Successful refinancing supports further returns to shareholders
Core Eurobond funding refinanced at half the rate of original 2010 issue
£50M share buyback progressing to reduce equity to receivables ratio to around 45%
Interim dividend increased by 10.5% to 4.2 pence per share
International personal finance increases 2013 interim dividend by 17.5%
Interim dividend increased by 17.5% to 3.8 pence per share
International Personal Finance increased its 2012 full year dividend by 9%
Key stats
2012
2011
YOY change
at CER
Customers (000s)
2,415
2,323**
4.0%
Credit issued (£M)
882.1
844.5
13.2%
Revenue (£M)
651.7
649.5
8.8%
Impairment % revenue
27.0%
25.8%
(1.2ppts)
Cost-income ratio
39.8%
41.0%
1.2ppts
PBT* (£M)
95.1
100.5
Statutory PBT (£M)
90.3
100.5
EPS* (pence)
27.55
28.55