The Hiscox Ltd Board has declared an interim dividend of 16.8¢ per share (30 June 2025: 14.4¢ per share) payable on 21 September 2026 to shareholders registered on 14 August 2026 in respect of the six months to 30 June 2026.
Other financial highlights include:
• Insurance contract written premium (ICWP) grew by 10.1% to $3,238.4 million, with profitable growth in all three business segments.
• Hiscox Retail's 2026 ICWP growth guidance upgraded from 8% to 9% for the full-year, as Retail grew 8.2% in constant currency in the first half, and momentum continues to accelerate.
• Adjusted operating ROTE of 20.2% (H1 2025: 14.5%), above the through-the-cycle mid-teens target.
• Undiscounted combined ratio of 90.4% (H1 2025: 92.6%) demonstrates the resilience of Hiscox as the Group's diversified business portfolio continues to deliver robust outcomes in a more unpredictable environment.
• Investment result of $128.2 million (H1 2025: $234.9 million) reflects the earn-through of higher coupons, partly offset by unrealised fair value losses on fixed income securities which are expected to unwind as the bonds mature.
• Change programme achieved P&L benefit of $45 million in the first half at a cost of $39 million, remaining on track to deliver $75 million in 2026 and $200 million in 2028.
