Dividends
- Final dividend increased by 20%, for the second consecutive year, to 35.9 cents per share (2024: 29.9 cents per share).
- New share buyback of $300 million, taking total capital returns to shareholders, across dividends and buybacks, announced over the last three years to over $1.1 billion.
Other financial highlights:
- Hiscox Ltd's estimated BSCR is 211%, above the 190%-200% target BSCR range at this point in the cycle. Hiscox Ltd benefits from a diversified business model, which allows it to dynamically allocate capital to the most attractive opportunities across the market.
- Insurance contract written premium (ICWP) increased by 5.9% or $275.3 million to $4,979.0 million (2024: $4,703.7 million), with profitable growth delivered in all three business segments.
- Hiscox Retail ICWP increased by 6.3%, in constant currency, in line with guidance; volume-led growth is expected to continue this multi-year acceleration trend, building to 8.0% for full year 2026 and setting the course for double-digit growth in 2028.
- A growing asset base, combined with earn-through of higher coupons and fair value gains, support a record investment result of $442.7 million (2024: $383.9 million).
