Highlights
Adjusted operating profit up 20% to £200.6 million and adjusted basic earnings per share up 25% to 104.1p
Good growth in the Banking division, with adjusted operating profit up 15% to £181.6 million, reflecting continued loan book growth of 14% to £5.3 billion and an improved bad debt ratio of 0.9%
In Securities, Winterflood's adjusted operating profit increased 57% to £26.6 million as trading conditions improved and investor risk appetite increased
Adjusted operating profit in Asset Management more than doubled to £9.9 million and Assets under Management ("AuM") were up 7% to £9.7 billion driven by net inflows of 5%
Common equity tier one capital ratio remains strong at 13.1% under CRD IV while return on opening equity1 improves to 18.5%
Full year dividend per share up 10% to 49.0p
