|
Key stats |
2012 |
2011 |
YOY change at CER |
|
Customers (000s) |
2,415 |
2,323** |
4.0% |
|
Credit issued (£M) |
882.1 |
844.5 |
13.2% |
|
Revenue (£M) |
651.7 |
649.5 |
8.8% |
|
Impairment % revenue |
27.0% |
25.8% |
(1.2ppts) |
|
Cost-income ratio |
39.8% |
41.0% |
1.2ppts |
|
PBT* (£M) |
95.1 |
100.5 |
|
|
Statutory PBT (£M) |
90.3 |
100.5 |
|
|
EPS* (pence) |
27.55 |
28.55 |
Chief Executive Officer, Gerard Ryan, commented:
"2012 proved to be a very good year for our business with underlying growth of 20% in profit before tax. Our new strategy is delivering accelerated growth, enhanced shareholder returns and a clear set of opportunities that should continue to drive the business forward and we are confident of further good progress in 2013."
